Published · Updated · Christian Costa · Digital banks · 1 min read
What are the limits for Chime transfers?
There is no single Chime limit that covers transfers, ATM withdrawals and cash deposits.
There is no single Chime limit that covers transfers, ATM withdrawals and cash deposits. A round number copied from an old article ($1,000 in one place, $500 in another) is not your cap. The limit that binds you is the one in the Chime app for that movement, and Chime can change it.
What Chime publishes in its help center, and what you should re-read there, is narrower. Cash deposits at retailers are described with per-transaction, daily and monthly caps on Chime’s deposit page. Direct-deposit tax refunds are described separately, including a check-deposit cap, on the tax-refund article. ATM and transfer limits are account-specific. If this paragraph and the app disagree, the app wins.
Chime is not a bank. Deposits are held at The Bancorp Bank, N.A. or Stride Bank, N.A. The partner banks are explained in what bank is Bancorp. Daily cash and transfer caps are on Chime’s own help pages and can differ by product, so there is no single dollar limit to quote here.
Sources
This note is educational. It is not a recommendation to buy, borrow or insure anything, and it promises no return.
- Chime
- Limits